Keeping buildings cool, safe and comfortable is becoming increasingly important in the UK. Especially in schools, nurseries, offices, healthcare settings and commercial buildings, where safe and comfortable conditions need to be maintained.

Our team of finance experts can help you spread the cost of your system, get in touch to request a no-obligation quote.

Financing HVAC Systems

Finance solutions such as leases and Hire Purchase enable businesses to purchase air conditioning and HVAC systems whilst spreading the cost.

We can wrap multiple elements of a project or different finance products into one bespoke solution, so if you were looking at arranging finance for other assets and equipment alongside a HVAC system, it might be worth considering investing in the equipment as part of a larger refurbishment project.

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Benefits of using finance for air conditioning and HVAC systems

The upfront cost of a HVAC system can be expensive, particularly if being fitted throughout an entire building. By utilising finance rather than paying for the equipment up front, businesses can benefit from:

Affordable, fixed repayments

Spreading the cost of a HVAC System over time can help you invest in the equipment you need without compromising on quality and enables you to move forward with the purchase when you need it the most. With fixed rates throughout the agreement term, budgeting for further business growth is made much easier and, in some cases, it’s also possible to spread the VAT over the term too.

This is especially relevant for organisations such as schools and nurseries, where budgets are often fixed and need to be carefully managed.

Potential tax savings

Unlike with cash purchases, utilising finance can unlock 100% tax relief on both the capital cost and the interest, meaning your business can purchase the equipment whilst saving more on tax.

Opportunity cost

Taking capital from your business to sink into assets like HVAC systems that will deprecate over time isn’t the best use of your money. By financing the equipment, you can maintain more of your cash within the business to use for other investments and resources.

Lifecycle management

Spreading the cost enables you to avoid unexpected spikes in your expenditure that you haven’t budgeted for, ensuring you have more control over any future investments.

Spread the risk

Working with a finance broker like Bluestone gives you access to one of the largest panels of specialist funders, increasing your available credit lines and allowing you to spread risk over time, eliminating over-reliance on your primary funder (such as a bank.)

Whether you're upgrading a school, nursery or commercial space, financing your HVAC system allows you to move forward without delay

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Looking to upgrade your air conditioning or HVAC system? Get in touch with our team for a quick, no-obligation quote today.

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Or do you run a HVAC systems business?

If you’re a supplier or installer looking to offer finance to your customers, we can help you provide flexible payment options and increase project value.

By partnering with Bluestone as a trusted finance provider, you can:

• Have customers make quick finance quotes online and submit applications 24/7 via the Bluestone Portal.
• Track all your customer finance applications via your Bluestone dashboard.
• Benefit from over 30 years of experience in commercial finance solutions.

If you are running a HVAC system supplies business and are interested in offering your customers the option to spread their costs over time through Bluestone, simply complete the form. We'll be in touch soon to learn more about your business, your growth plans, and your customers.

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