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Discover the benefits of using finance

The power of finance for your organisation

Finance is a powerful tool for small, medium and large organisations in almost every sector. Rather than having to pay for new equipment, tax bills, vehicles, or unexpected costs with working capital, finance enables you to spread the cost over time via fixed, affordable payments.

This provides greater financial flexibility and keeps working capital in your organisation, enabling you to maintain a strong balance sheet and manage your cash flow more effectively.  

Why finance with Bluestone?

Bluestone is an independent, award-winning team of service-focused finance professionals dedicated to securing finance that will unlock your business' potential.

With over 25 years of experience, we make things simple, move quickly, offer exceptional value and make funding happen where others can't.

Click here to request an instant, no-obligation quote through our online portal.

Benefits of using finance

Tax benefits

Unlike cash, finance can unlock 100% tax relief (on both capital and interest).

Opportunity cost

Sinking capital into ultimately depreciating assets isn't the best use of your money; keep your cash to deploy where it's most needed.

Low, fixed costs

Spreading the cost of investment over time can help you to access the assets you need without compromise, and with rates fixed throughout the term, budgeting for growth is much easier.

Spread the VAT

Avoid having to part with VAT as a lump sum upfront as it's often spread over your repayments (excluding Hire/Lease Purchase agreements).

Lifecycle management

Never again face unexpected spikes in your expenditure that you have not budgeted for. Spreading the cost lets you plan for the future and take control of future investments.

Spread your risk

Over-reliance on your primary funder is never a great strategy. Accessing specialist funders increases your available credit lines and reduces your risk.

360 finance for complex projects

We can wrap multiple elements of a project or different finance products into one bespoke solution.

Ready for a quote? 

Bluestone is authorised and regulated by the Financial Conduct Authority.

Ready for a quote? 

Bluestone is authorised and regulated by the Financial Conduct Authority.

Considerations for your organisation

Although finance can bring several benefits, we want to ensure we only arrange finance that is in your organisation’s best interests; we are committed to transparency in the services we provide. With that in mind, before committing to a finance agreement, here are some factors to consider.

Interest and fees

Financing will involve paying interest and, in some cases, other fees may be applicable, but the interest will be fixed and covered in your repayment schedule and any other fees agreed, so you will have full visibility.

Legal obligations

Finance is a fixed financial agreement, i.e., if you agree to a 5-year repayment plan, you have a legal obligation to make all the payments in full and in a timely manner. Failure to do so could put you or your organisation in a position of increased financial obligation. Your account manager will work with you to ensure you do not commit to anything that is unaffordable.

Terms and conditions

It is essential that you read and fully understand what you are agreeing to before committing to any finance agreement. Be sure to examine the terms and conditions thoroughly and ask your Bluestone account manager if you have any questions.

What type of equipment are you investing in?

In the case of asset finance, it is important to know that it may not be the most cost-effective option if you are investing in assets that will appreciate in value.

Why Finance? exploration - Two men attentively analysing a presentation to understand the significance of finance.
Working with us

Why Bluestone

We pride ourselves on being specialists in the industry and with over 25 years of experience behind us, you can rest easy knowing you're in good hands.

  • Independent and bespoke finance solutions
  • Over 25 years of industry experience
  • Access to a specialist funding panel
  • Whole project funding

We take a consultative approach to our relationships and making sure you have all the information you need, whether finance is the right solution for you or not, is important to us.

Our team are always here to help...

We know finance can be complex and often it's easier to talk things through. Drop us a message or give us a call 0330 135 8660 and we'll get back to you ASAP.

Get in touch
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