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Vehicle finance for commercial and personal use

Vehicle Finance

Our award-winning vehicle leasing specialists are dedicated to helping organisations of all sizes to source the vehicles they need through efficient and affordable financing.

We can supply all makes and models with agreements to suit all circumstances and budgets for both organisational and personal use. Our vehicle finance products include contract and personal contract hire, commercial and personal contract purchase, finance lease and lease purchase.

Bluestone is a member of the BVRLA (British Vehicle Rental and Leasing Association), the trade body for the vehicle rental and leasing sector. The BVRLA regulates the industry through a regular series of quality assurance inspections and mandatory codes of conduct, giving you confidence in the products and services we offer.

Affordable finance for personal and company cars, vans & fleets
  • Access to over 3,000 dealerships nationwide
  • Independent, impartial advice
  • Free delivery on all vehicles (UK Mainland only)
  • No bridging or expensive short-term vehicle hire agreements
  • Competitive prices
  • Delivery timescales amongst the best in the industry
  • Outright purchase or flexible finance options available

A complete solution to your vehicle finance needs

Maintenance cover with CoverPlus
Salary Sacrifice Scheme
EV Charging Points

Our Vehicle Finance Partners

Salary Sacrifice Scheme

We have partnered with TCH Salsa to provide an employee benefit which enables you to lease a brand-new electric or hybrid company car through a salary sacrifice scheme.

The salary sacrifice scheme enables the leasing of a brand new electric or hybrid car, fully serviced, maintained, and insured for either 2, 3 or 4 years and allows you to make substantial savings over traditional personal finance methods due to income tax, national insurance (NI) savings and fleet discounts on vehicles and maintenance costs.

Click here for more information on the scheme.

Finance for EV Charging

We are a sustainability partner of Hypervolt, the UK's leading innovator in smart EV charging. Hypervolt build enhanced EV charging and smart technology, providing a seamless user experience.

For further information about finance for EV charging, click here to read our blog or contact us.

Vehicle leasing for schools - Rows of school minibuses parked outside, ready for leasing.
Vehicle leasing experience - Women comfortably seated in the driver's seat of a luxurious new Austin Martin car.

PCP vs HP: What's the difference?

At Bluestone Vehicles we can arrange competitive finance for personal and commercial use as well as fleet management.

There are two main types of vehicle lease to consider: Personal Contract Purchase (PCP) and Hire Purchase (HP). While both enable you to spread the cost of purchasing a vehicle over time and both have the option to become the owner of the vehicle at the end of the lease, there are important differences between them to consider, including:

  • How they work
  • Costs and interest
  • Ownership
  • Mileage allowance
  • Maintenance.

Click here to read our blog on PCP vs HP to decide which is the right option for you, or contact us for more information.

Going the extra mile

Maintenance with CoverPlus

Our CoverPlus maintenance plan provides you with everything you need in one place for total peace of mind. Forget the hassle of trying to stay on top of lots of different suppliers for servicing, repairs and breakdown, CoverPlus is a one-stop maintenance and repair booking service.

We act as a single point of contact providing you with:

  • Servicing
  • Mechanical repair
  • MOT
  • Breakdown assistance
  • Tyres and exhausts

Click here for more information.

Check out our maintenance plan and extra cover options with CoverPlus

Vehicle Leasing

Frequently Asked Questions

Can you explain the different types of financing options available for vehicles, and which one would be best suited to my needs?

There are various financing options available for vehicle purchases, including traditional bank loans, several leasing options, and government-sponsored programs. We will help you determine the best option for your needs based on factors such as the value of the vehicle, your credit history, and your budget.

Are there any special financing programs or incentives available for vehicle purchases, and if so, can you provide more information on these?

There may be special financing programs or incentives available for vehicle purchases, such as incentives for environmentally friendly vehicles or special financing programs for first-time buyers. We would be able to provide more information on these programs and help you determine if you are eligible.

What are the repayment terms and conditions for financing a vehicle, and how do they impact my cash flow?

Repayment terms for financing a vehicle can vary depending on the type of financing and lender. We would be able to provide information on the repayment terms for each option, including the length of the loan, the interest rate, and any additional fees or charges. We will help you understand how the repayment terms may impact your cash flow.

How does financing a vehicle impact my credit score and financial standing, and can you provide advice on how to maintain a positive credit score while using financing for a vehicle purchase?

Financing a vehicle can impact your credit score and financial standing, and it is important to consider this when making a decision. Bluestone is able to provide advice on how to maintain a positive credit score while using financing for a vehicle purchase, including making timely repayments and using financing responsibly.

Our team are always here to help...

We know finance can be complex and often it's easier to talk things through. Drop us a message or give us a call 0330 135 8660 and we'll get back to you ASAP.

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