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Finance Explained:

Finance for Housing

The housing sector often uses asset finance as a means of acquiring the necessary equipment, facilities, and resources to provide high-quality housing.

Asset finance enables the housing sector to acquire assets without having to pay the full upfront cost. Instead, they can spread the cost over time through regular payments, making it more affordable and manageable.

Financing Assets for Housing

Plant and Machinery
Fixtures and Fittings


Types of assets the housing sector can finance with Bluestone

At Bluestone, our expertise and wide funding panel allow us to offer finance solutions for assets across the board. Here are some of the assets your organisation could finance.

  • Property e.g., finance the purchase of property, such as commercial real estate, including both new construction and existing properties.
  • Plant and Machinery e.g., finance the purchase of plant and machinery that are required for construction, renovation, or maintenance of property. This can include items such as excavators, cranes, scaffolding, and other construction equipment.
  • Vehicles: e.g., vehicles for transportation and logistics, such as vans, trucks, and trailers. Asset finance can be used to finance the purchase or lease of these vehicles.
  • Fixtures and Fittings e.g., finance the purchase of fixtures and fittings required for property development or renovation, such as plumbing and electrical fixtures, flooring, and lighting.
  • Furniture and Appliances e.g., finance the purchase of furniture and appliances required for rental properties, such as kitchen appliances, sofas, and beds.
Finance for housing construction - The structure framing of a new build house, highlighting the connection between finance and housing development.
Finance for housing office setup - A standing desk positioned next to a window in a new office space, symbolising the work environment associated with finance for housing.

Benefits of Asset Finance for schools

Here are some of the ways organisations in the housing sector can benefit from asset finance.

  • Cost-effectiveness: Asset finance can help organisations access the latest equipment, technology, and facilities, without having to bear the high upfront cost of purchase. This enables them to preserve their cash reserves for other essential expenses.
  • Flexibility: Asset finance can be tailored to meet the specific needs and budgets of each organisation. This allows for a flexible approach to financing that can be adjusted as circumstances change over time.
  • By spreading the cost of acquiring assets over time, organisations can improve their cash flow, as they will not have to bear a large upfront cost. This can also help reduce the impact of fluctuations in their budgets.
  • Up-to-date equipment and facilities: Asset finance enables organisations to regularly upgrade their equipment and facilities.

What to do next...

How we can help

We understand that financing your operation can be a challenging task, especially with limited budgets and tight timelines. That's why we're here to support you every step of the way.

Our team of finance experts has years over 25 years experience helping social care organisations secure the funding they need to improve their facilities, upgrade their equipment, and implement new programs. We'll work closely with you to understand your specific financing requirements and provide you with a range of financing options tailored to your unique needs.

While many other finance brokers work on behalf of third party investors (trying to deploy a particular investor’s funds), we are completely independent, meaning you will benefit from impartial guidance and bespoke finance solutions.

Our network of lenders can offer you competitive rates, flexible terms, and fast approval times, so you can get the funding you need quickly and efficiently. Plus, we'll guide you through the entire financing process, ensuring that you understand the terms and conditions and providing you with the necessary information to make an informed decision.

With Bluestone as your finance partner, you can trust that we'll support you throughout the entire process, from application to approval and beyond.

Contact us today for more information.

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Finance For Housing

Frequently Asked Questions

What are the eligibility requirements for asset finance in the housing sector?

The eligibility requirements for the housing sector vary based on the asset being financed and the lender's criteria. However, we typically require borrowers to have a good credit history and be able to demonstrate their ability to repay the finance.


What are the interest rates and repayment terms for asset finance in the housing sector?

Interest rates and repayment terms vary depending on a range of factors like the value of the asset being financed, the duration of the loan, and the borrower's creditworthiness. At Bluestone, we work with a range of lenders to provide competitive rates and flexible repayment terms that meet the unique needs of each of our clients.


What types of asset finance do you specialise in for the housing sector?

At Bluestone, we specialise in providing asset finance solutions for various housing sector assets such as commercial and residential properties, land, equipment, machinery, and vehicles.


Our team are always here to help...

We know finance can be complex and often it's easier to talk things through. Drop us a message or give us a call 0330 135 8660 and we'll get back to you ASAP.

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