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Nursery Education Finance

Finance for Early Year's Nurseries

Bluestone can help you become the Nursery of tomorrow, today.”

Looking for finance to support your nursery growth plans?

Good news! You're in the right place.

Many UK nurseries want to grow - more places, better facilities, improved outdoor space. But growth often stalls because funding is difficult to secure through traditional routes. Whether you're planning to:

• Expand your nursery

• Refurbish classrooms or outdoor areas

• Purchase a new property

• Invest in new equipment

Bluestone Finance helps nursery owners secure the funding needed to make projects happen, without the usual bank hurdles.If finance has been the missing piece in your plans, it may be easier than you think.

Cashflow Facility for Nurseries

Discover a flexible finance solution

Bluestone can now offer a finance solution for nurseries through a type of working capital (cash) facility. It is available to independent nurseries and nursery groups in the UK.

In its basic form, the facility works a bit like an overdraft - the value of the facility can be up to 2.5x your monthly government funding income - so as you grow, so does your facility. If you choose to draw down funds, you make payment only on the funds that you have drawn down and only when you use them.

A lot of nurseries have decided to utilise this facility to support their acquisition and growth plans, as well as making purchases such fit-outs.

Complete the form to get your no-obligation quote and start financing the assets your organisation needs today - alternatively, contact Bluestone's Loans Specialists for any cashflow requirements on 0330 135 8660. Or speak to one of our friendly UK-based account managers.

“Bluestone can help you become the Nursery of tomorrow, today.”

What are the Benefits of Financing a nursery project?

Finance options explained

Purchasing items for a nursery project outright is likely to leave a sizeable dent in any nurseries bank balance leading to cash flow issues, which is why many are choosing to finance the purchase instead.

Financing the cost of investment through a lease or Hire Purchase can help you spread the cost over time via affordable, fixed-rate payments.

This enables you to access the equipment that you need to improve your operation, streamline efficiency, and improve the customer experience, without being delayed or hindered by budgetary constraints.

Read more here.

Renovations for Nurseries

Investing in renovations is essential for nurseries looking to grow in capacity, attract new business and maintain regulatory compliance. However, the upfront cost of implementing new building work can place pressure on cash flow. Bluestone helps make this investment more accessible by providing tailored finance solutions that allow nurseries to spread the cost over manageable monthly payments. By arranging flexible funding options suited to each business’s needs, Bluestone enables nursery owners to renovate without compromising working capital or slowing growth.

Flexible Asset and Cashflow Finance for Your Business

By opting to finance your nursery projects, your business can preserve capital for essential operations and strategic investments, allowing you to maintain financial flexibility and agility.

Why Use Asset Finance?

  • Spread the cost over time and keep cash for growth.
  • Unlock 100% tax relief on capital and interest.
  • Invest cash where it's needed instead of depreciating assets.
  • Fixed rates make budgeting easier.
  • Spread VAT payments over repayments.
  • Plan for future investments and avoid equipment redundancy.
  • Access specialist funders to increase credit lines and reduce risk.


Types of A

  • Finance Lease: Funder pays the supplier and leases the asset back to you. Payments include VAT.
  • Hire Purchase: Funder pays for the asset; you pay VAT upfront. Regular fees plus an option to purchase at the end.

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We know finance can be complex and often it's easier to talk things through. Drop us a message or give us a call 0330 135 8660 and we'll get back to you ASAP.

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