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Nursery Education Finance

Nursery Finance for Refurbishments, Fitouts & Equipment

Get the benefits of improved facilities for your nursery, while preserving working capital.

From investing in outdoor play equipment and sensory rooms through to complete fit-outs and more, our flexible finance options are designed to support nurseries at every stage of growth.

Better outcomes. Happier parents. Higher occupancy. 

With Bluestone, you can expand, refurbish, and improve - while spreading the cost to protect cashflow.

“Bluestone are quick understand my needs and the pressures facing our industry. Adam and his team recognise the importance of securing high quality lenders, to keep borrowing costs down and give surety. Gaining access to revolving credit alongside more traditional asset-backed finance, reduced our fixed costs, and improved optionality on when to deploy cash.”
Andy Matthews, Owner, Nest Nurseries

What Can Nursery Funding Be Used For?

- Nursery Expansion

Open additional rooms, increase capacity or launch a new nursery site.

- Nursery Fit-out Finance

Fund internal works, decorating, flooring, storage and contractor costs.

- Outdoor Play Equipment Finance

Spread the cost of playground installations, climbing frames, sensory areas and safety surfacing.

- Cash Advances on Nursery Fees

Cash advances leveraged against early years payments due from government and local authorities.

- Nursery Vehicle Finance

Vans, minibuses and other company vehicles the nursery will use.

- Nursery Acquisition Finance

Support the purchase of an existing nursery business.

- Nursery Equipment Finance

Finance furniture, IT equipment (including software), CCTV and other safeguarding measures, learning resources and specialist educational equipment.

- Nursery Refurbishments

Refresh outdated environments and create better learning spaces without a large upfront payment.

Here’s how Nest Nurseries used our Nursery Finance

We structured a bespoke asset finance and revolving capital facility deal for Nest Nurseries’ new Embassy Gardens facility in London’s Nine Elms.

Here’s how Nest benefitted…

  • Total internal refurbishment and new furnishings, Providing a modern, high quality environment for children aged 6 months to 5 years
  • Full fit-out by the contractor, Paid via staged payments to the contractor, coordinated by Bluestone
  • Cashflow enhancement, Increased working capital for day-to-day operations

Funding Options for Nurseries

- Asset Finance

Spread the cost of nursery equipment, furniture, software, outdoor play equipment and fit-outs through fixed monthly payments.

- Cashflow Facilities

Access flexible working capital for nursery acquisitions, expansion projects, refurbishments and cashflow management. Funding can be up to 2.5x your monthly government funding income, with interest charged only on funds used.

- Working Capital Loans

Fund VAT, Corporation Tax, payroll and other business costs with a lump sum loan designed to support short-term cashflow.

- Property Finance

Funding for nursery property purchases, refinancing, development and expansion projects.

When you arrange finance with Bluestone, you’ll benefit from…

  • Bespoke funding, not off-the-shelf products - Finance is always structured specifically to your nursery, your growth plans, and your cashflow
  • Access to the whole market - We’ll match your project to the right funder, whether that’s high-street banks, specialist education lenders, asset finance providers, or a bespoke combination
  • Honest, plain English advice - We’ll align your growth plans, your project and your cashflow with the right finance structure, and explain why at every step

A complete solution to your vehicle finance needs

Maintenance cover with CoverPlus
Salary Sacrifice Scheme
EV Charging Points

Get finance for your Nursery

Effective, efficient and ethical finance to unlock your organisation's potential.

Relationships

Don't just take our word for it

£1m+

Secured Finance

"Because of Bluestone’s consultative approach to financing, we were confident and felt fully informed throughout. We knew that we were working with industry experts that could deliver on the project."

Neil Moulding, Finance & Operations Director

Radnor House

£1m

Secured Finance

"Bluestone have been a supportive and communicative company, taking the time to understand our needs. That approach has enabled us to achieve the amazing results that we have!"

Pete Whittard, Business Development Director

ICMP

Nest Nursery

Finance Secured

“Bluestone are quick understand my needs and the pressures facing our industry. Adam and his team recognise the importance of securing high quality lenders, to keep borrowing costs down and give surety. Gaining access to revolving credit alongside more traditional asset-backed finance, reduced our fixed costs, and improved optionality on when to deploy cash. I find the team easy to work with and they are good at adapting to the inevitable change associated with an active build.”

Andy Matthews, Owner, Nest Nurseries

Hestia Education

A complete solution to your vehicle finance needs

Maintenance cover with CoverPlus
Salary Sacrifice Scheme
EV Charging Points

Our team are always here to help...

We know finance can be complex and often it's easier to talk things through. Give us a call on 0330 135 8660 and we'll get back to you ASAP.

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