Pharmacy Finance

“Bluestone can help you become the Pharmacy of tomorrow, today.”

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Finance for Pharmacy Projects: An Example

Read here how a pharmacy utilised asset finance of £157,288, for an interior fit-out, the pharmacy was able to renovate its space without requiring the significant upfront capital investment, improving the layout and enabling their pharmacists to enhance productivity. In addition, they also used asset finance of £35,100 to install an automated dispensing robot, meaning they could streamline their prescription handing and reduce the need for additional staff, cutting down on operational cost and allowing them to provide a 24/7 supply of prescriptions.

Complete the form or give us a call today on 0330 135 8660 and one of our friendly, UK-based account managers will be in touch to discuss your requirements and provide your quote.

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What are the Benefits of Financing a Pharmacy Robot?

Finance options explained

Buying a pharmacy robot outright is likely to leave a sizeable dent in any pharmacy’s bank balance leading to cash flow issues, which is why many are choosing to finance the purchase instead.

Financing the cost of investment through a lease or Hire Purchase can help you spread the cost over time via affordable, fixed-rate payments. This enables you to access the equipment that you need to improve your operation, streamline efficiency, and improve the customer experience, without being delayed or hindered by budgetary constraints.

Read more here.

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Cashflow Facility for Pharmacies

Discover a flexible finance solution

Bluestone can now offer a finance solution for pharmacies through a type of working capital (cash) facility. It is available to independent pharmacies and pharmacy groups in the UK.

In its basic form, the facility works a bit like an overdraft - the value of the facility can be up to 2.5x your monthly NHS income - so as you grow, so does your facility. If you choose to draw down funds, you make payment only on the funds that you have drawn down and only when you use them.

A lot of pharmacies have decided to utilise this facility to support their acquisition and growth plans, as well as making purchases such fit-outs and pharmacy robots. Read more here.

Complete the form to get your no-obligation quote and start financing the assets your organisation needs today - alternatively, contact Bluestone's Loans Specialists for any cashflow requirements on 0330 135 8660.

“Bluestone can help you become the Pharmacy of tomorrow, today.”

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Case Study - What do other clients say about us?

Read A Scotland-based Pharmacy

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Flexible Asset and Cashflow Finance Solutions for Your Business

By opting to finance your pharmacy projects, your business can preserve capital for essential operations and strategic investments, allowing you to maintain financial flexibility and agility.

Why Use Asset Finance?

• Spread the cost over time and keep cash for growth.
• Unlock 100% tax relief on capital and interest.
• Invest cash where it's needed instead of depreciating assets.
• Fixed rates make budgeting easier.
• Spread VAT payments over repayments.
• Plan for future investments and avoid equipment redundancy.
• Access specialist funders to increase credit lines and reduce risk.
  

Types of Asset Finance

• Finance Lease: Funder pays the supplier and leases the asset back to you. Payments include VAT.
• Hire Purchase: Funder pays for the asset; you pay VAT upfront. Regular fees plus an option to purchase at the end.
• Operating Lease: Hire agreement for a set period. Payments reduced by the asset's estimated residual value.

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